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15 settled but after January first I'm offering to send you a hundred dollars a month for as long as we both shall live - Oh! Sherwood it is hard to put this on paper because I know how the scars of money affairs have always hurt you - But I must use my head in order to keep my "golden goose" safe to use for always - Your people are my people and you must realize what joy it means to me - I'm planning to start an education fund for Mimi & John for Christmas - Just a little to start in this year but it will grow for them after this year's tie-up is over. -