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Remsen, N.Y. Nov 6, 1902 Dear Nephew & Niece; If that matter of selling the farm comes up [?] there is not much time to spare. We feel more and more that it would be a very great risk for you to borrow money to buy the farm & though you might possibly get some more in case you could sell it at an advance later on. It would not balance the interest you would have to pay and the care and interruption in your life work. It would seem to be a trial to you to see it go for less than you think it is worth, but that would