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my note, for $2500, payable one year from the date, with interest thereon, at 4 per cent, per annum.

My family, and other payments, are quite large this year, and I cannot spare more funds than named, until time mentioned.

Interest money is low now, but it is possible that I may discount my own paper, at the same rate per cent, when wanted. Please inform me before paying a higher rate per cent, interest.

Please excuse the short delay, as I had to think it over fully, before answering.

I expect to return to Chicago by the 1st of August, next.

With best wishes for your success. I remain, yours truly, J.M. Williams dictated