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JAMES SAYRE, President. R.S. WILLIAMS, Cashier. CAPITAL $400,000. Oneida Bank. Utica, N.Y., 14 Octo 1864 Miss C.H. Everett Secy Remsen Madam Yours 12 recd - Packages can not go free by Express better send the pkgs subject to chgs as the Commission can receive them at reduced rates - There is not necessity for prepayment - large packages should always be sent by freight train & not by Express they go just as safe & almost as quick - Money seems to be the most useful contributions - I have no way whereby I can furnish materials for you to make up - I have sent you some circulars containing information In haste Yours &c R S Williams USCC unclear